Armchair World Home Page Armchair World's Company Store Articles on science, history and health Articles on food preparation, wine, ingredients and recipes Travel information, articles, travel insurances, hotels, airlines, railpasses Armchair World
Armchair World Travel - Menu Info--Escapes-- Air-- Hotels-- Cruises--Vacations--Cars-- Railpasses--Specials--Insurance  

Your Driver's Licence and Auto Insurance

If you intend to drive overseas, check with the embassy or consulate of the countries you will visit to learn their driver's license, road permit, and auto insurance requirements. If possible, obtain road maps before you go.

Many countries do not recognize a U.S. driver's license. Most, however, accept an international driver's permit. Before departure, obtain one at a local office of an automobile association. You must be at least age 18, and you will need two passport-size photographs and your valid U.S. license. Certain countries require road permits instead of tolls to use their divided highways and will fine drivers without a permit.

Car rental agencies overseas usually provide auto insurance, but in some countries, the required coverage is minimal. A good rule of thumb when renting a car overseas is to purchase insurance coverage that is at least equivalent to that which you carry at home.

In general, your U.S. auto insurance does not cover you abroad. However, your policy may apply when you drive to countries that neighbor the United States. Check with your insurer to see if your policy covers you in Canada, Mexico, or in countries south of Mexico. Even if your policy is valid in one of these countries, it may not meet its minimum requirements. For instance, in most of Canada, you must carry at least $200,000 in liability insurance, and Mexico requires that if vehicles do not carry theft, third party liability, and comprehensive insurance, the owner must post a bond that could be as high as 50% of the value of the vehicle. If you are under-insured for a country, auto insurance can usually be purchased on either side of the border.

Excerpted from:U. S. Department of State, Bureau of Consular Affairs. U. S. State Department Publication 9926. February, 1992. pg. 20. Note: As of July, 1997 this was the latest non-internet-published U.S. State Department document pertaining to this topic.

More "Driving Abroad"


Homepage | The Well Informed Traveler - Menu | Armchair World Travel | Armchair World Directory

We appreciate any comments or questions you might have.

You can fill out our feedback form for sending us your comments. Thanks!